Investment Planning

While many of us don’t realize it, we constantly engage in subconscious acts of investment planning. We plan how to invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested by taking in that ball game? We do some longer-term planning, too: Does it pay to invest the effort studying for a degree in Arts, or would we get a better return studying to pass the Bar exam?

So, why don’t we invest the time planning our investments?

Why Investment Planning is Important

It’s been said that you reap what you sow. And when it comes to enjoying your investments, more valid words have never been spoken. Choosing where to park your money can be rewarding, even if you don’t have thousands of dollars to invest.

Our Investment Planning service is based on these simple facts: Creating and preserving wealth needs diversification! Focus on the long-term, and don’t let short-term diversions distract you! Investing is more than just making money – it’s also about helping you pursue your financial goals!

Our Investment Planning Process 

• Understanding your financial goals: Through a structured process, we’ll understand what your financial goals are, and we’ll help you prioritize some of the most pressing short, medium, and long-term financial objectives you’d like to accomplish.
• Analyze a point-in-time snapshot: We analyze where you are in terms of your current portfolio. Sometimes, we can immediately provide actionable steps that benefit you in this review phase, like leveraging tax-selling or profit-harvesting opportunities.
• Develop an investment strategy: From your snapshot, we’ll draw up personalized investment strategies to help you pursue your financial objectives. This may be addressed by building upon your existing portfolio or proposing a set of tax-efficient investments aligned with your personal financial goals.
• Proposing an investment strategy: With that information, we can create a comprehensive, personalized investment strategy that will help you manage your financial objectives. This may be addressed by building upon your existing portfolio or proposing a set of cost-effective, tax-efficient, age-appropriate, risk-averse investments aligned with your financial goals. 
• Implement your plan: Our Investment Planning approach is dynamic and constantly evolves with your changing circumstances. We’ll advise you on investment plan transitions as you go through life and lifestyle changes.
• Watching over your investments: We’ll monitor and review your assets, plans, and strategies in light of changing investment climates.
• Consult advice and counsel: Ours is an ongoing partnership. Throughout our relationship with you, we will seek to keep you informed and constantly communicate about proposed changes and potential risks or opportunities for your investments. 

 
Schedule a meeting to learn more about our investment planning strategies.

_{Asset allocation and diversification do not ensure a profit or protect against loss in declining markets. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.}